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How can benefits help with pension planning and retirement income

19 February 20213 October 2021Pension Freedomsbenefits pension, pension planning, retirement income

Benefit entitlements when making pension contributions Contributing to your pension scheme offers great tax benefits, a topic we've covered in a previous post. In addition to great tax benefits, pension contributions can also increase your

Everything you need to know about pension charges and fee types.

Everything You Need to Know About UK Pension Charges

29 January 20213 October 2021Pension Freedoms

What are the different types of UK pension fees? Everyone expects to pay fees on their pension pots, but are the different charges you should expect to pay? There are many different ways that pension

These are the best ways to claim back tax on your pension.

How to Claim Back Tax on Pension Contributions and Income

11 January 20213 October 2021Pension Potsclaim back tax, pension contributions

Pension tax basics When it comes to tax, pensions work on what is called an exempt-exempt-taxed basis. In this post, we'll be covering what this means for defined contributions schemes (also known as pension pots)? When

What does retirement planning look like for the self employed?

What Help Can the Self-Employed Get with Pensions?

27 November 20203 October 2021Pension Pots

There are around 4.8 million self-employed people in the UK, but only 31% of the self-employed are saving into a pension. A large advantage of being self-employed is being able to work for yourself and

A great infographic that summarises what makes up your total pension income.

What Can You Put Towards your Pension Income?

19 November 20203 October 2021Pension Freedoms

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Is it right to put all of your pots in one place?

Should You Combine your Pension Pots?

6 November 20203 October 2021Pension Freedoms

Should you put all your pots together? Firstly: what do we mean by pension pots? Essentially, pension pots are defined contribution or money purchase pensions where you build up as pots to use at retirement

What is the right amount of risk to take on?

Pension Investments: How Much Risk Should You Take?

9 October 20203 October 2021Pension Freedoms

How much risk should I take in my pension pots? Our last blog, Planning Your Retirement Income – is there a Magic Number?, covered how to calculate the right amount to withdraw each year from

What is the right percentage to withdraw from your pension pots?

Planning Your Retirement Income – is there a Magic Number?

25 September 20203 October 2021Pension Freedoms, Pension Potsplanning retirement uk, retirement age uk, retirement income, retirement planning

What percentage should you take from your pension pots when you retire? This is one of the most common questions people ask when they first find out about pension freedoms: what is the right percentage

What you need to know to achieve a good retirement outcome.

What is a Good Retirement Outcome?

4 September 20203 October 2021Pension Freedomspension age, retirement age, retirement outcome, save for retirement

Why is it so complex? To most people, pensions are incredibly complex: life expectancy, investment choices, cash flows, annuities, drawdown rates, tax and charges are some of the many issues to take into account. Is

Do you know at what age you want to retire?

Retirement: What Age Can You Reach the Finish line?

21 August 202011 October 2021Pension Freedomslow cost pension provider, pension inflation, pension pots, retirement, retirement age

Recap In our last blog post, we put together the different aspects to consider when it comes to managing your pension pots. One of the main variables is the age you want to retire. In