Blog - Helpful stuff about retirement

Information on some updates we need to make to the site

Updates from us on our planning tools

21 October 202531 October 2025Pension Freedoms, Pension Potsdrawdown, investments, pension calculator, pension freedoms, pension pots

Our philosophy at Guiide has and will always be to provide our site completely free to everyone. In the absence of any Government support to do this, we meet our costs by licensing bespoke versions

Why are couples planning and product options moving like a treacle snail?

Product and Couples – What’s taking so long?

4 August 202530 October 2025Pension Freedoms, Pension Potsdrawdown, investments, pension calculator, pension freedoms, pension pots

For far too many months now we have been promising two things to our registered users. An integrated product where you can put your Guiide plan in place directly. Partner modelling to plan as a

We take a look at different types of retirees and what may be right for each

Which type of drawdown retiree are you?

23 January 202528 June 2025Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

We believe there are three different types of retiree that go into long term drawdown. Getting the best possible outcome from long term drawdown is very hard. The key difference between each type is their

We take a look at the best route to adding a partners income into an overall couples plan as simply as possible.

How we are approaching couples planning?

18 November 202428 June 2025Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

Being able to plan as a couple is our most requested feature. We are building this now and it will be ready in July subject to ongoing discussions with the FCA as we need to

We take a look at investment issues when taking your money and how a solution integrated with our plans may help.

Investment on the route down, what can go wrong!

7 October 202428 June 2025Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

We have said in previous blogs that investment risk when drawing down your money is a lot different than when building money up. Let's explain why and consider what you may be able to do

Our new upcoming product innovations and couples modelling to help improve more retirement outcomes

Guided routes down and couples planning

28 August 202426 June 2025Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

Before the snow starts later this year, we are finally launching a fully Guiide plan linked pension product with a provider and investment manager. We are also adding partners income and savings for couples to

Should I get some advice at or before retirement?

Do I need retirement advice?

12 July 202418 July 2024Pension Freedomspension advice, pension calculator, pension coaching, pension freedoms, pension guidance, pension pots, state pension

Sometimes you simply must get advice, such as if you want to transfer from a final salary pension scheme, but at other times it's a choice. So, should I get some? Advice is most relevant

Avoiding the pitfalls if taking a pension pot in one lump sum

I want my whole pension pot as cash!

9 May 202410 May 2024Pension FreedomsCash lump sum, pension calculator, Pension cash, pension freedoms, pension guidance, pension pots

The latest retirement data from the Financial Conduct Authority (FCA) is out. This shows almost 60% of pension pots are taken in one go as a cash lump sum. In sectors where many people work

Can home equity really be used for a retirement income in practice?

My home is my pension – but is it really?

26 January 202421 August 2024Pension Freedomsequity release, pension advice, pension calculator, pension freedoms, pension guidance, pension pots

Lots of us may have heard people say "My home is my pension". That's because for many people approaching retirement it's their largest asset. That's great, but there are a number of practical issues to

Advice, Guidance, Coaching…..what’s the difference and which suits you best?

Advice, Guidance or Coaching?

23 January 202426 February 2024Pension Freedomspension advice, pension calculator, pension coaching, pension freedoms, pension guidance, pension pots, state pension

Making the right choices about your pensions, especially when you retire is really hard for anyone to do on their own. Thankfully, there are a number of ways you can get help! But, what will