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Life, death and pensions

How long will I live – and have I got enough money?

19 May 202230 May 2022Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

“You and I are gonna live forever’ sang the rock band Oasis back in the 1990s. Unfortunately we won’t, but we do all need a financial plan that will protect us if we live longer

Automated withdrawals to make pensions simpler and safer

Guiide.auto is coming soon!

7 December 20215 September 2022Pension Freedomspension calculator, pension freedoms, pension pots

When you retire, the last thing you’ll want to do is worry where your monthly income will come from, or spend your precious freedom shifting money around. Most people want a pension that is consistent,

Everything you need to know about the shape of your retirement income

Retirement income: what shape are you?

8 October 202111 October 2021Pension Freedomspension calculator, pension freedoms, pension pots, retirement income, retirement plan

What is retirement income? Retirement income is the money that you’ll have to live on once you’ve retired. When we talk about retirement income, we mean the total income you have each year. That also means after

Everything you need to know about using tax free cash from your pension pots

Tax-free cash is great! Taking it the right way is even better!

19 September 20213 May 2022Pension Freedomspension freedoms, pension pots, tax free cash

Everyone loves tax-free cash. So the great news is you can currently take 25% of any pension pots tax free when you retire. Here's the low-down on the best ways to take advantage of this......

You need the right type of retirement planning tools to do the job properly

Retirement planning: using the right tools for the job

20 June 20213 October 2021Pension Freedoms

Planning your finances is a vital part of preparing for retirement. It can influence when you retire, as well as what type of lifestyle you expect - but you need to use the right tools.

Everything you need to know about getting the most from your State Pension

Don’t sleepwalk into a low State Pension

19 June 20213 October 2021Pension Freedoms

Only 44% of pensioners receive the full flat rate State Pension, according to the Department for Work and Pensions (DWP). Here are some tips to follow to help make sure you’re not missing out unintentionally.

How can benefits help with pension planning and retirement income

19 February 20213 October 2021Pension Freedomsbenefits pension, pension planning, retirement income

Benefit entitlements when making pension contributions Contributing to your pension scheme offers great tax benefits, a topic we've covered in a previous post. In addition to great tax benefits, pension contributions can also increase your

Everything you need to know about pension charges and fee types.

Everything You Need to Know About UK Pension Charges

29 January 20213 October 2021Pension Freedoms

What are the different types of UK pension fees? Everyone expects to pay fees on their pension pots, but are the different charges you should expect to pay? There are many different ways that pension

These are the best ways to claim back tax on your pension.

How to Claim Back Tax on Pension Contributions and Income

11 January 20213 October 2021Pension Potsclaim back tax, pension contributions

Pension tax basics When it comes to tax, pensions work on what is called an exempt-exempt-taxed basis. In this post, we'll be covering what this means for defined contributions schemes (also known as pension pots)? When

What does retirement planning look like for the self employed?

What Help Can the Self-Employed Get with Pensions?

27 November 20203 October 2021Pension Pots

There are around 4.8 million self-employed people in the UK, but only 31% of the self-employed are saving into a pension. A large advantage of being self-employed is being able to work for yourself and