“You and I are gonna live forever’ sang the rock band Oasis back in the 1990s. Unfortunately we won’t, but we do all need a financial plan that will protect us if we live longerContinue Reading
Life, death and pensions
Life, death and pensions
Automated withdrawals to make pensions simpler and safer
When you retire, the last thing you’ll want to do is worry where your monthly income will come from, or spend your precious freedom shifting money around. Most people want a pension that is consistent,Continue Reading
Everything you need to know about the shape of your retirement income
What is retirement income? Retirement income is the money that you’ll have to live on once you’ve retired. When we talk about retirement income, we mean the total income you have each year. That also means afterContinue Reading
Everything you need to know about using tax free cash from your pension pots
Everyone loves tax-free cash. So the great news is you can currently take 25% of any pension pots tax free when you retire. Here's the low-down on the best ways to take advantage of this......Continue Reading
You need the right type of retirement planning tools to do the job properly
Planning your finances is a vital part of preparing for retirement. It can influence when you retire, as well as what type of lifestyle you expect - but you need to use the right tools.Continue Reading
Everything you need to know about getting the most from your State Pension
Only 44% of pensioners receive the full flat rate State Pension, according to the Department for Work and Pensions (DWP). Here are some tips to follow to help make sure you’re not missing out unintentionally.Continue Reading
How can benefits help with pension planning and retirement income
Benefit entitlements when making pension contributions Contributing to your pension scheme offers great tax benefits, a topic we've covered in a previous post. In addition to great tax benefits, pension contributions can also increase yourContinue Reading
Everything you need to know about pension charges and fee types.
What are the different types of UK pension fees? Everyone expects to pay fees on their pension pots, but are the different charges you should expect to pay? There are many different ways that pensionContinue Reading
These are the best ways to claim back tax on your pension.
Pension tax basics When it comes to tax, pensions work on what is called an exempt-exempt-taxed basis. In this post, we'll be covering what this means for defined contributions schemes (also known as pension pots)? WhenContinue Reading
What does retirement planning look like for the self employed?
There are around 4.8 million self-employed people in the UK, but only 31% of the self-employed are saving into a pension. A large advantage of being self-employed is being able to work for yourself andContinue Reading