What do you need to know to try and achieve a good retirement outcome.
Why is it so complex? To most people, pensions are incredibly complex: life expectancy, investment choices, cash flows, annuities, drawdown rates, tax and charges are some of the many issues to take into account. Is
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Do you know at what age you want to retire?
Recap In our last blog post, we put together the different aspects to consider when it comes to managing your pension pots. One of the main variables is the age you want to retire. In
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How much do you need in your pension pots?
How much do you need in your pension pots? The answer to this question will depend on various personal factors. In addition to doing the numbers, here are a few things to keep in mind
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Leaks will eat away at your income once you retire.
What are leaks from your pension pots? Jenny has saved consistently into her various pension pots over the years. She has also taken advantage of the available contributions from her employer where possible. When she
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Educating yourself about pensions can make a big difference in retirement.
Why do people need it? Since the Pension Freedoms started, many people saving for retirement plan to take their defined contribution (DC) pension pots flexibly. A small percentage may still buy incomes for life (annuities)
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Pension freedoms don’t have to be complicated.
1. Know what you need in retirement It's not easy knowing what you actually need in retirement. Traditionally, those saving for retirement are told they should aim for a percentage of their working income, but this
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