Pension Freedoms Archives

You told us you would prefer smoother income in the early years of retirement, here's how we can help.

Smoothing out early years retirement income

24 July 202324 July 2023Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

Retirement may last between up to 30 years for many people. No one knows how long it will be, which is a big risk in itself and a whole different topic. But for now, let’s

Drawdown income can be bumpy, but can you make certain parts smoother with a tailored investment fund?

Making drawdown income less bumpy

19 June 202319 June 2023Pension Freedomsdrawdown, investments, pension calculator, pension freedoms, pension pots

I am sure you know that drawdown income is not guaranteed. The amount you can take each year from your pots at any point during retirement , whilst making sure you don't run out of

At 75, You have been enjoying retirement for a while, what do you need to keep doing now to make sure you get the best outcome.

Retirement Journey stage 4 – Track

16 June 202324 July 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am ten years into retirement, what do I need to keep doing now? You have been enjoying retirement for a while. You know all the fixed pension payments you get from your State and

At 60, retirement is now getting real, what do you need to know to make sure it goes well from outset!

Retirement Journey stage 3 – Landing

13 June 202324 July 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am approaching retirement, what do I need to think about when it comes to pensions? You may between 55 and 65. Retirement is now just around the corner, you may well be thinking about

At 40 gathering all the key information needed, then letting Guiide build you a plan is all that you need to do.

Retirement Journey stage 2 – Boost

17 May 202312 July 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am 40, what do I need to think about when it comes to pensions? You could be in peak career mode now, but retirement doesn't seem light years away anymore does it? You can

At 25 don't get bogged down in detail, just do the simple things right to get up and running.

Retirement Journey stage 1 – Launch

15 May 202317 May 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am 25, what do I need to think about when it comes to pensions? Pensions are confusing. They are even more confusing when getting any money from them seems decades away. When you think

State pensions are up by over 10%!... But ....there is also bad news....but..... some other news may help.

The good, the bad and the risky

3 March 202316 March 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

The Good News From April 2023 the State Pension will increase a lot. The flat rate State Pension will rise by a whopping 10.1% to £10,600 per year. This is due to inflation at 10.1%

Annuity rates are at a decade high. Great news for those who want to add some lifetime guaranteed income!

Annuities….”Problem is, the rates are pants” ….well not anymore

24 February 20238 March 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

A guaranteed lifetime income sometimes referred to as an annuity by many, can be considered a great investment for retirement in terms of what it provides. It pays you a known income no matter what

We aim to change retirement products. Automated withdrawals to make pension income simpler and safer is just the first step. More improvements to our auto proposition are coming soon.

Guiide.auto – up, running and improving further

7 February 202317 May 2023Pension Freedomspension calculator, pension freedoms, pension pots

When you retire, the last thing you’ll want to do is worry where your monthly income will come from, will your pots last, or spend your time dealing with getting money from various pension providers.

Over 100,000 pots are used to start drawdown without advice each year. What will these retirees do and what do they need to help them?

Non advised drawdown – how many start it each year and what do they need to make it work?

30 January 20239 February 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

The latest Financial Conduct Authority (FCA) stats for the year between 1 April 2021 and 31 March 2022 tell us some interesting numbers. Around 700,000 new defined contribution (DC) pension pots, i.e. the ones you