pension freedoms - Blog

At 40 gathering all the key information needed, then letting Guiide build you a plan is all that you need to do.

Retirement Journey stage 2 – Boost

17 May 202312 July 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am 40, what do I need to think about when it comes to pensions? You could be in peak career mode now, but retirement doesn't seem light years away anymore does it? You can

At 25 don't get bogged down in detail, just do the simple things right to get up and running.

Retirement Journey stage 1 – Launch

15 May 202317 May 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

I am 25, what do I need to think about when it comes to pensions? Pensions are confusing. They are even more confusing when getting any money from them seems decades away. When you think

State pensions are up by over 10%!... But ....there is also bad news....but..... some other news may help.

The good, the bad and the risky

3 March 202316 March 2023Pension Freedomsliving costs, pension calculator, pension freedoms, pension pots, state pension

The Good News From April 2023 the State Pension will increase a lot. The flat rate State Pension will rise by a whopping 10.1% to £10,600 per year. This is due to inflation at 10.1%

Annuity rates are at a decade high. Great news for those who want to add some lifetime guaranteed income!

Annuities….”Problem is, the rates are pants” ….well not anymore

24 February 202326 February 2024Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

A guaranteed lifetime income sometimes referred to as an annuity by many, can be considered a great investment for retirement in terms of what it provides. It pays you a known income no matter what

We aim to change retirement products. Automated withdrawals to make pension income simpler and safer is just the first step. More improvements to our auto proposition are coming soon.

Guiide.auto – up, running and improving further

7 February 202324 January 2024Pension Freedomspension calculator, pension freedoms, pension pots

When you retire, the last thing you’ll want to do is worry where your monthly income will come from, will your pots last, or spend your time dealing with getting money from various pension providers.

Over 100,000 pots are used to start drawdown without advice each year. What will these retirees do and what do they need to help them?

Non advised drawdown – how many start it each year and what do they need to make it work?

30 January 20239 February 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

The latest Financial Conduct Authority (FCA) stats for the year between 1 April 2021 and 31 March 2022 tell us some interesting numbers. Around 700,000 new defined contribution (DC) pension pots, i.e. the ones you

The launch date of the UK's pension dashboard is approaching - but it will offer the help people really need?

What does a practical Pensions Dashboard look like?

14 December 202210 January 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

At some point in the future a Government pension dashboard will exist, where hopefully, you can provide your National Insurance number and get details of all your pensions. This will include pension pots, any Final

Nothing in life is certain, except a guaranteed lifetime income.

Guaranteed and drawdown income – is a bit of both the best mix?

11 October 20229 February 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

Some things are great on their own, gin,tonic,apple pie,custard, but are even better when you put them together. No, not pizza and pineapple...... There are lots of great things about guaranteed income on its own.

Life, death and pensions

How long will I live – and have I got enough money?

19 May 20229 February 2023Pension Freedomsannuity, pension calculator, pension freedoms, pension pots

“You and I are gonna live forever’ sang the rock band Oasis back in the 1990s. Unfortunately we won’t, but we do all need a financial plan that will protect us if we live longer

Everything you need to know about the shape of your retirement income

Retirement income: what shape are you?

8 October 20219 February 2023Pension Freedomspension calculator, pension freedoms, pension pots, retirement income, retirement plan

What is retirement income? Retirement income is the money that you’ll have to live on once you’ve retired. When we talk about retirement income, we mean the total income you have each year. That also means after