I am ten years into retirement, what do I need to keep doing now? You have been enjoying retirement for a while. You know all the fixed pension payments you get from your State and
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Retirement Journey stage 3 – Landing
I am approaching retirement, what do I need to think about when it comes to pensions? You may between 55 and 65. Retirement is now just around the corner, you may well be thinking about
Continue ReadingRetirement Journey stage 2 – Boost
I am 40, what do I need to think about when it comes to pensions? You could be in peak career mode now, but retirement doesn't seem light years away anymore does it? You can
Continue ReadingRetirement Journey stage 1 – Launch
I am 25, what do I need to think about when it comes to pensions? Pensions are confusing. They are even more confusing when getting any money from them seems decades away. When you think
Continue ReadingThe good, the bad and the risky
The Good News From April 2023 the State Pension will increase a lot. The flat rate State Pension will rise by a whopping 10.1% to £10,600 per year. This is due to inflation at 10.1%
Continue ReadingAnnuities….”Problem is, the rates are pants” ….well not anymore
A guaranteed lifetime income sometimes referred to as an annuity by many, can be considered a great investment for retirement in terms of what it provides. It pays you a known income no matter what
Continue ReadingGuiide.auto – up, running and improving further
When you retire, the last thing you’ll want to do is worry where your monthly income will come from, will your pots last, or spend your time dealing with getting money from various pension providers.
Continue ReadingNon advised drawdown – how many start it each year and what do they need to make it work?
The latest Financial Conduct Authority (FCA) stats for the year between 1 April 2021 and 31 March 2022 tell us some interesting numbers. Around 700,000 new defined contribution (DC) pension pots, i.e. the ones you
Continue ReadingWhat does a practical Pensions Dashboard look like?
At some point in the future a Government pension dashboard will exist, where hopefully, you can provide your National Insurance number and get details of all your pensions. This will include pension pots, any Final
Continue ReadingGuaranteed and drawdown income – is a bit of both the best mix?
Some things are great on their own, gin,tonic,apple pie,custard, but are even better when you put them together. No, not pizza and pineapple...... There are lots of great things about guaranteed income on its own.
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