Blog - Helpful stuff about retirement

What does retirement planning look like for the self employed?

What Help Can the Self-Employed Get with Pensions?

27 November 20203 October 2021Pension Pots

There are around 4.8 million self-employed people in the UK, but only 31% of the self-employed are saving into a pension. A large advantage of being self-employed is being able to work for yourself and

A great infographic that summarises what makes up your total pension income.

What Can You Put Towards your Pension Income?

19 November 20203 October 2021Pension Freedoms

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Is it right to put all of your pots in one place?

Should You Combine your Pension Pots?

6 November 20203 October 2021Pension Freedoms

Should you put all your pots together? Firstly: what do we mean by pension pots? Essentially, pension pots are defined contribution or money purchase pensions where you build up as pots to use at retirement

What is the right amount of risk to take on?

Pension Investments: How Much Risk Should You Take?

9 October 20203 October 2021Pension Freedoms

How much risk should I take in my pension pots? Our last blog, Planning Your Retirement Income – is there a Magic Number?, covered how to calculate the right amount to withdraw each year from

What is the right percentage to withdraw from your pension pots?

Planning Your Retirement Income – is there a Magic Number?

25 September 20203 October 2021Pension Freedoms, Pension Potsplanning retirement uk, retirement age uk, retirement income, retirement planning

What percentage should you take from your pension pots when you retire? This is one of the most common questions people ask when they first find out about pension freedoms: what is the right percentage

What you need to know to achieve a good retirement outcome.

What is a Good Retirement Outcome?

4 September 20203 October 2021Pension Freedomspension age, retirement age, retirement outcome, save for retirement

Why is it so complex? To most people, pensions are incredibly complex: life expectancy, investment choices, cash flows, annuities, drawdown rates, tax and charges are some of the many issues to take into account. Is

Do you know at what age you want to retire?

Retirement: What Age Can You Reach the Finish line?

21 August 202022 October 2024Pension Freedomslow cost pension provider, pension inflation, pension pots, retirement, retirement age

Recap In our last blog post, we put together the different aspects to consider when it comes to managing your pension pots. One of the main variables is the age you want to retire. In

How much do you need in your pension pots?

How Much Do You Need in Your Pots for Retirement?

24 July 20203 October 2021Pension Potshow much in pension pot, pension pots, retirement lifestyle, retirement plan, save for retirement, total pension pot

How much do you need in your pension pots? The answer to this question will depend on various personal factors. In addition to doing the numbers, here are a few things to keep in mind

Leaks will eat away at your income once you retire.

How to Avoid Leaks from Your Pension Pots

26 June 20203 October 2021Pension Potsincome tax, low cost funds, pension pots, provider charges, retirement income, retirement plan

What are leaks from your pension pots? Jenny has saved consistently into her various pension pots over the years. She has also taken advantage of the available contributions from her employer where possible. When she

Educating yourself about pensions can make a big difference in retirement.

What Help can People Get to Enjoy the Pensions Freedoms?

29 May 20203 October 2021Pension Freedomsfinancial advice, free calculator, pension freedoms, pension help, pension pots

Why do people need it? Since the Pension Freedoms started, many people saving for retirement plan to take their defined contribution (DC) pension pots flexibly. A small percentage may still buy incomes for life (annuities)