“You and I are gonna live forever’ sang the rock band Oasis back in the 1990s. Unfortunately we won’t, but we do all need a financial plan that will protect us if we live longer
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What is retirement income? Retirement income is the money that you’ll have to live on once you’ve retired. When we talk about retirement income, we mean the total income you have each year. That also means after
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Everyone loves tax-free cash. So the great news is you can currently take 25% of any pension pots tax free when you retire. Here's the low-down on the best ways to take advantage of this......
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Recap In our last blog post, we put together the different aspects to consider when it comes to managing your pension pots. One of the main variables is the age you want to retire. In
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How much do you need in your pension pots? The answer to this question will depend on various personal factors. In addition to doing the numbers, here are a few things to keep in mind
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What are leaks from your pension pots? Jenny has saved consistently into her various pension pots over the years. She has also taken advantage of the available contributions from her employer where possible. When she
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Why do people need it? Since the Pension Freedoms started, many people saving for retirement plan to take their defined contribution (DC) pension pots flexibly. A small percentage may still buy incomes for life (annuities)
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1. Know what you need in retirement It's not easy knowing what you actually need in retirement. Traditionally, those saving for retirement are told they should aim for a percentage of their working income, but this
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